Optimizing Tax Efficiency: A Guide for Investors

 By Adam Prittie, CIM, CFP, BCOM, Associate Portfolio Manager, Financial Advisor   Tax efficiency is a crucial aspect of portfolio management that can significantly impact an investor’s long-term returns. Navigating the intricacies of the tax system while maximizing investment growth requires strategic planning, expertise, and guidance. As an Associate Portfolio

6 tips to improve your financial health in 2018

 Photos by thinkstock.com/zenstock and  thinkstock.com/Feverpitched It's the time of year when we make promises to do better, eat healthier or exercise. Yet, research shows a clear link between the state of our finances and our mental, emotional and physical health. So even if you do nothing else, tuning up your

Is it time for major tax reform?

 By Michael Wolfson On the same day that Minister of Finance, Bill Morneau, clarified the federal government’s proposals to limit “income sprinkling” as a way for high income owners of private companies to reduce their taxes, the Senate Finance Committee released its report recommending that all his tax changes should

Pensions & Peace of Mind: To Pool Or Not to Pool?

 Pooled Registered Pension Plans (PRPPs) are Canada’s latest pension-planning tool. To pool or not to pool? That is the question – at least among Canada’s retirement experts. Pooled Registered Pension Plans (PRPPs) were proposed last November by the federal government and are intended to provide workers within small and medium-sized